Adulting is the stage in our lives starting early to mid 20’s where we shoulder more responsibilities for ourselves and for people around us. For millennials today, this can be overwhelming.
There are a lot of viral social media posts complaining about becoming an adult and wanting to go back being a kid. We need to realize that adulting is inevitable.
All these challenges will make us grow as a person. Instead of complaining about things, it is better to respond positively with smile in our face.
This post will guide you on various adulting stuff you need to grow and work out.
Documents for Your Early Career Stage
Birth Certificate – Whether you are applying for a job, getting a passport, claiming your SSS Benefits, or what have you, you need your Birth Certificate. This is a must have (well, everything in this article are a must-have).
This is required in almost every government related applications.
College Diploma – Typically, this is required by the HR department. You need to have this with you in order to start your career in whatever field of work you want to pursue. Always ready several photocopies because why not?
Marriage Contract – If you’re married, you need this specially if you’re a woman. This piece of document is needed in joining health benefits with spouse, joint taxes, applying for a loan, immigration matters, and etc.
Transcript Of Records – This is similar with your diploma. During the early stages of your career, on your first interviews, you will be asked for your Transcript of Records. Always keep with you several copies so you don’t need to rush to a printing shop right before an interview.
Resume – One of the important things you need to prepare in facing the real world is resume. The goal is to showcase your skills, abilities, and accomplishments. You can also highlight your related internship experiences, affiliated organizations, summer jobs, and etc.
Government IDs & Documents
Here are some of the most common government IDs and certifications you need to process for your business or for your employer.
Cedula – One of the oldest form of identification document in the Philippines. Cedula can be given to 18 years old and above and is typically used in filing income tax returns, registering a business, or applying for a barangay clearance.
Barangay Clearance – A government issued document that certifies a person’s residency. This is required in local employment, local business establishment, financial transactions, and other government transactions.
BIR TIN – Every individual whether employed or self employed, private or public sector, everyone must have a TIN. This government document is released by Bureau of Internal Revenue and one of the first things you need to have in your employment or business.
Philhealth – Philhealth is our government’s health insurance system. Your contribution is automatically deducted from your salary. Every one of us definitely need this. We do not know when will emergencies come. In times of need, Philhealth is there to cover some of your medical expenses.
- New Philhealth Contribution Table
- How to Do Philhealth Online Registration (Form, Requirements, & Contribution)
Pag IBIG – Similar with Philhealth, pag-IBIG is a government-owned and controlled corporation that provides Filipinos housing and financial assistance. This typically processed by the HR department of your company and you don’t have to do anything. Your contributions are also automatically deducted from your salary.
SSS Number – A social insurance program for employees in Philippines. SSS provides retirement and health benefits as well as salary or calamity loans. All these government mandated programs are usually automatically processed by your employer or agency.
If you want to learn more about contributions and benefits, you can check out these following posts:
- New SSS Monthly Contribution Table
- SSS Benefits – 8 Benefits Members Can Get From Monthly Contribution
NBI Clearance – This government released document ensures that the holder is cleared and is not involved in any crime. This is required by employers to make sure they are not hiring criminals or somebody with criminal case on a national level.
Police Clearance – This is much like the NBI Clearance only limited to a particular locality. NBI Clearance covers entire Philippines.
Medical Certificate – For you to be accepted in any company, you need to present a medical certificate that tells your employer you are indeed fit to work. Typically, your employer has a partner medical center where you will be endorsed. It depends whether you will shoulder the expenses which is typically the case but some employers shoulder the expenses for this matter.
UMID – Unified Multipurpose ID is a 4-in-1 card issued by SSS. This is one of the most powerful valid IDs you can present in any transactions that requires identification IDs.
Passport – Whether it be for career goals, business goals, or travel goals, having a passport is a must. Thanks to DFAs move in digitizing and streamlining the process, getting your passport is a lot smoother now. You can get your passport after in only 6-7 days.
Savings account – Having a savings account is a good foundation for any financial matters in life. You can save for your future and prepare for any unforeseen emergencies. This can keep you from spending impulsively and it can actually make you a better person financially. Always keep the habit of setting money aside regularly.
Short term and Long Term Goals – Goal gives us a clear sense of direction which path to take in life. It pushes us to move forward by keeping us on track. Without goals our efforts will be scattered and will not be efficient.
If you find people saying they’re tired of everything and seems like they’re not accomplishing anything, it is because they don’t have goals or they don’t know how to properly set smart goals. Whether it be finances, task management, or what not, having goal is a must.
Learn To Cook – There will come a time that we will left our parents, live on our own, and become independent. If you don’t want to spend all your money eating on restaurants, learning how to cook is a must. You don’t need to be a chef to cook, you just need basic skills to prepare for your daily needs.
Acquire Assets – Assets can come in tangible and intangible form. In our 20’s we need to build our selves. We need to get more experience, skills aligned to our goals, communication skills, technical skills, things related to our health and even spiritual matters.
This is a broad topic to discuss but the goal is to not become stagnant in different aspects of life. Acquire more so you can do more and help more.
Must Have Soft Skills
Communication Skills – No matter how knowledgeable you are technically, if you don’t know how to properly communicate things, you will not be that effective. Good communication skills lessen misunderstandings, down-time, ineffectiveness, quarrels, and other troubles.
Being able to convey message clearly and hear what other people say is a skill you need to develop not just for your career but for personal relationships as well.
Problem Solving – Having a good problem solving skill can make a huge impact to may areas of your life. Problems can come in different forms and sizes. We must learn how to approach problems as systematic as possible. Being rational all the time is a must and distracting emotions.
Decision Making – We make hundreds to thousands of decisions everyday from simple things such as what food to eat up to decisions that can make or break a business. The quality of our decisions in different aspects of our lives should be improved specially the ones that are crucial.
Risk Management – We live in a world of uncertainties that trigger risks and for things where risk cannot be eliminated, we need to learn how to manage risk to minimize it.
Risks come in different areas of life such as security, finances, assets, health and safety, and even relationship with your loved ones. Being able to handle the risks in different situations prevents adverse effects in our lives.
Self Motivation – Life can be lonely and boring sometimes and you need somebody to push yourself to go on and do things. Guess who, it’s you. Yes, people with high level of independence know how to keep themselves enthusiastic and productive in life.
Being able to see what others don’t gives you the drive to do whatever you want to accomplish in life with or without company. The thirst for challenges and risks makes life more fun for self motivated people. They don’t easily give up because they see life problems as opportunity to learn.
Time Management – Time management is the ability to organize and plan how much time will be spent on different activities of the day. Good time management allows you to accomplish more things in a given span of time and one key factors here is discipline. No matter how good your plan is, as long as you’re not taking action, it’s just a plan.
Related Read: 8 Reasons Why Self Discipline is Important.